Gallardo’s Insurance works along side with many of the leading auto insurance companies who are rated B+ or better. We work with insurance companies that cover both License and Non License Drivers, process SR-22s and also provide Mexico insurance.
Bodily Injury Liability
Bodily injury liability covers the designated driver or policy holder if they are injured in an auto accident or if they injure others. Buying more than the state required minimum will protect your assets- like your home, boat, and savings- if you get into an accident.
Medical payments (or personal injury protection plans) pay for the care of injuries to the driver and passengers of the policyholder’s car in the event of an accident. Depending on the amount of coverage you choose, medical payments coverage can cover medical costs, lost wages.
Property Damage Liability
Property damage liability coverage covers the damage you, or someone driving your car with your permission, does to another person’s property.
Collision coverage covers damage that to your car that results from a collision with another vehicle or object. You can choose a relatively low deductable or a high one- but keep in mind that a higher deductable will result in a lower premium.
If you car is stolen or is damaged by something other than a collision with another car or object (i.e. fire, falling objects, missiles, explosions, hail, vandalism, etc.). Comprehensive insurance will also reimburse you if your windshield is cracked or shattered.
Uninsured and Underinsured Motorist Coverage
If you are hit by an uninsured driver, or are the victim of a hit and run accident, this type of coverage will reimburse you, a member of your family, or a designated driver. Underinsured motorist coverage is used when an at-fault driver does not have enough insurance to pay for the costs to repair your vehicle. This coverage can also come into play if you are hit as a pedestrian.
Call us or visit our office for your free quote.
No obligation to purchase!
If you would like to make a payment on your insurance, please contact our office at (817) 624 – 8057. In the event that we are closed a night drop is available for payments.